Florida Bankruptcy and Social Security Resources
If you have lost your job due to an illness or disability, or if you have become overwhelmed by debt for some other reason, there are resources available to help you. As a service to the public, the Law Office of Verna Popo provides the following information regarding available resources for bankruptcy and social security assistance. We know that you are going through a difficult time, and we hope that by collecting these valuable resources in one place, we can in some way reduce your stress and ease the process of getting you the help you need. If we can be of any service in helping you determine your eligibility for social security disability benefits or bankruptcy protection, please contact the Law Office of Verna Popo for a free initial consultation.
The U.S. Bankruptcy Court for the Southern District of Florida covers Miami, Palm Beach and Broward Counties, with offices in Miami, West Palm Beach and Fort Lauderdale. Information on courthouses, court calendars, filing fees and more can be found here.
The U.S. Bankruptcy Code can be downloaded from the website of the U.S. House of Representatives. The Bankruptcy Code is Title 11. You can also go here to view individual chapters of Title 11, including Chapter 7 straight bankruptcy and Chapter 13 debt adjustment provisions.
The procedures followed in a bankruptcy case, such as the section 341 Meeting of Creditors, the confirmation of a Chapter 13 plan and a Chapter 7 discharge of debt, are governed by the Federal Rules of Bankruptcy Procedure.
To learn more about the role that a trustee may perform in your bankruptcy, visit the website of the United States Trustee Program.
The Florida Bar offers an informative pamphlet on Consumer Bankruptcy in Florida, with sections on Chapter 7, Chapter 13, and how to re-establish your credit rating after bankruptcy.
Social Security Resources
The website for the Social Security Administration (SSA) allows you to apply for disability benefits online. Review this checklist before you get started so you will have the information you need handy.
General information on applying for Social Security Disability Income (SSDI) can be found here. The SSA website also has many different online calculators which you can use to estimate how much in disability benefits you may be entitled to.
If you are not sure whether you qualify as disabled for the purpose of disability benefits, you may want to try using this disability planner. In addition to meeting the SSA definition of disability, you will also need to have a sufficient number of work credits to be eligible for benefits.
Besides SSDI, Social Security provides Supplemental Security Income (SSI) for disabled children and adults, as well as the blind and people 65 years old or older with limited income and resources. Qualifying disabilities for SSI are different for adults and children, as these pages show.
Many people who qualify for SSD are also eligible for Medicare. Visit the SSA Medicare page to apply for Medicare benefits. If you have already applied or are already receiving benefits, you can use this site to check on the status of your application, obtain a replacement card, or conduct other Medicare-related business.